Category: Legal

What is Motor Legal Protection on Car Insurance

Motor Legal Protection also known as legal expenses/ uninsured loss recovery insurance is designed to help you if a motor accident was not your fault and you have suffered an injury, need a replacement hire vehicle, or incurred other losses which are not covered under your motor insurance policy.

Motor legal protection will help pay for the legal costs to pursue your claim for you to recover costs including (but not exclusively):

-Vehicle repair -Personal injury -Hire vehicle -Loss of earnings -Policy excess -Medical bills -Legal expenses

Everybody is entitled to claim back uninsured losses, however this tends to require a lot of effort. You would personally have to negotiate figures, policy details, keep track of everything and generally spend a large amount of time on the phone. With motor legal protection, you can rely on someone else to do all of that for you. Claims are pursued by legal professionals which makes the process of getting back to the position you were prior to the accident relatively hassle-free. Essentially motor legal protection makes life easier for you as a driver, providing important peace of mind in knowing that your uninsured losses will be recovered.

A word of caution:

Worryingly, many companies offering free motor legal protection show a preference for personal injury claims and dismiss other claims. Prospective buyers should be aware of these shortfalls prior to purchasing a product and are urged to shop around for more comprehensive, better value for money packages. When shopping around for insurance policies it is all too easy to be lured into -No Win No Fee’ type companies which advertise free services, which superficially offer a great, low-cost alternative to what is normally quite an expensive product. However in reality, these clever companies tend to take a percentage of your compensation before the seemingly -full’ sum is deposited into your bank account. The benefit of purchasing motor legal protection insurance means that you do not fall victim to these companies, therefore ensuring that the pay-out you receive is not compromised in any way. The same caution should be applied to more established insurance companies. All too often high commission rates are added on to motor legal protection packages which boosts up the price. The good news is that if people are prepared to shop around and compare, there are some extremely affordable, good-quality policies available on the market which can help give peace of mind in the event of an accident that was not your fault.

Best Price FS is one of the cheapest providers of motor legal protection cover, delivering the most comprehensive uninsured loss recovery in the UK.

Should You Pursue A Legal Malpractice Lawsuit

Mistakes made by an attorney can have significant, costly consequences for his or her client. As such, California law provides for individuals and organizations to recover loses in incidents where their legal counsel failed to perform according to the standards of the profession. This is known as legal malpractice, a very specialized area of the law that is typically handled by a personal injury lawyer specializing in prosecuting these types of cases. Though this area of the law falls under personal injury, such an attorney is commonly referred to simply as a legal malpractice attorney.

Just failing to win a case is not sufficient grounds on which to file a suit against an attorney and win damages. At least four criteria must be met that prove that an attorney breached his duty to the client:

Proof of negligence Attorney negligence occurs when the lawyer fails to use the care and skill that would be reasonably expected by other lawyers in similar circumstances. For example, when lawyer negligence fails to procure expert testimony in a case with technical detail (such as in a medical malpractice lawsuit).

Damages tied to the negligence The mistake of negligence of the attorney must result in damage to the client. A case against an attorney essentially is a case within a case. A legal malpractice attorney must prove there would have been a different outcome had the attorneys negligence not occurred. This typically requires the use of another lawyer as an expert witness.

Existing written agreement Very specific rules under California law require that written agreements exist between lawyers and client for cases where client fees will exceed $1,000. Sometimes, those agreements will restrict legal malpractice claims, such as requiring such disputes to be resolved through arbitration. Some agreements also require the losing party in a malpractice claim to pay the attorney fees of the prevailing party.

Viability for collecting on an award Attorneys in California are not required to carry liability insurance. Because an award for legal malpractice might exceed existing resources of that lawyer or law firm, it may not be possible to collect the damages you suffered if the attorney has no insurance.

When looking for a legal malpractice attorney

If you have damages due to legal malpractice in Southern California, consider hiring a reputable legal malpractice lawyer with experience in this area. It is a specialized area of injury law where clients benefit from personal injury attorneys who understand the specific challenges of such cases.

R. Klettke is a freelance writer. He writes about personal injury and medical malpractice law and other matters of jurisprudence.

Important Advisory: This article is not intended to provide legal advice upon which you or anyone else should rely in making any decisions regarding the instituting or prosecuting of a legal claim. Laws and rules relating to the bringing of a claim vary widely from state to state. You should always contact a personal injury attorney to obtain information as to the rules and the laws pertaining to any claim you might have.

Police Radar Detectors In The U.s. – How Legal Are They

A good number of the people with cars in the United States have their own radar detectors. Their reason is that they feel that the speed limit at present is very low. Most of the American people are not satisfied with moderate speed while driving. They want to be the fastest driver on the road as well as get to the places they’re going in record time; they want to be always in the race.

The radar detector serves as their alarm whenever there are police near them. Once the radar detector alarm sounds, they can ease on the gas and slow down their speed.

Because of the radar detectors being known to every motorist, cops are hiding, in alleyways or behind bridges in order to avoid being detected by the radar detectors.

Motorists on the other hand are being clever themselves, they are aware of these techniques from the police, so more enhanced, top-dollar detectors have entered the market.

Though the policemen are always improving their chances of catching the radar detector users, they are unable to make the streets of the United States radar detector-free.

Radar detectors are legal in many cities and states in the United States. But this does not mean that radar detector units are legal in all of the states in the US.

Here are some of the states that deem radar detectors illegal:

1. The usage of radar detectors are prohibited in the Commonwealth of Virginia. They have laws banning the use of radar detectors. Not only are radar detectors illegal to use in Virginia, they are also illegal to have in the vehicle.

2. Radar detectors and radar jammers are illegal in the District of Columbia. The passing of their laws to ban the use of radar detectors was set in 1995.

3. In Illinois, radar detectors are only regulated in commercial vehicles of over 26,001 pounds.

4. On US military bases, they are legal to have but illegal to use.

5. Radar jammers are illegal in the states of Utah, California, Oklahoma, Colorado and Nebraska.

6. Radar detectors are not specifically regulated, but things hanging from windshields are not permitted in the state of Minnesota.

7. For motor vehicles over 18,000 pounds and any other commercial motor vehicles over 10,000 pounds in New York, radar detectors are illegal.

And other states that prohibit the use of radar detectors are the following:

Alabama
Arizona
Arkansas
Colorado
Delaware
Florida
Georgia
Idaho
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Mississippi
Missouri
Montana
Nevada
New Hampshire
New Jersey
Mew Mexico
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Vermont
Washington
Wisconsin
Wyoming

The state of Connecticut on the contrary has cancelled its anti-radar detector law in 1998 which make this radar detector now legal in this state.

Legal translations in real estate transactions

All binding legal documents relating to an Italian real estate transaction must be written in Italian, independently from the nationality of the parties. Italian legal writing is highly technical, ritualistic and often archaic due to the close links with Roman law. Ultimately it can appear to be obscure for people lacking a solid legal background in Italian law. All this is further complicated by the profound differences between legal systems, more specifically between the English/American system based on Common Law and the Italian one based on Civil Law. As a matter of fact there are juridical concepts in Roman Law that simply do not exist in Common Law and vice versa there are concepts bearing the same names in the two systems but having different meanings.

As a consequence an accurate understanding of the legal systems and the legal processes involved is essential for translators or interpreters involved in such important transactions.A deep knowledge of the specialist terminology is required as well as knowledge of the legal concepts implied. This is why a legal document should never be signed without the assistance of a bilingual qualified lawyer who can explain in English the full scope of your commitment.Many real estate agents use printed contracts with an English translation.Such translations are rarely faithful and can often mislead the buyer. It’s important to underline that in case of litigation the Italian version will always prevail.In the most crucial phase of the transaction, when signing the Deed of Sale in front of the Notary public, the Italian law requires the presence of an interpreter if the buyer is not fluent in Italian.

Our advice is to make sure that such interpreter is duly qualified not only under a strictly linguistic point of view, but also in terms of legal background. Another crucial aspect to bear in mind is the independence of the interpreter. This would exclude a bilingual real estate agent, an English speaking relative or friend of the seller or an Italian English teacher. Explaining to you the Deed or Sale that you are about to sign is a very delicate task and you want to make sure you are entrusting the right professional.

Please remember that the Italian version of the Deed will prevail so it’s essential an expert and independent explanation of the legal implications that are involved.Your independent legal adviser has the right qualifications to assist you throughout the real estate transaction and will always make sure you have a full understanding of the documents you are requested to sign and the legal consequences implied.

De Tullio Law Firm wrote this article on behalf of Italian Solicitor. For more information on Apulia(Puglia) Property Lawyers, italian legal advice and real estate law tips for visiting Legal and Property deals online you can visit detulliolawfirm.com

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